AIG Launches Accelerated Underwriting for Term and GUL

AU+ expansion for Term and GUL

Effective January 22, 2022, Agile Underwriting+ (AU+) will be available for Select-a-Term (SAT) and Secure Lifetime GUL 3 cases submitted via additional approved ticket platforms, providing more opportunities for a seamless, lab-free experience.

To improve the customer experience, our AU+ process will also be enhanced to provide a real-time decision if an exam and labs are needed upon conclusion of the tele-interview with ExamOne. 

The following AU+ guidelines apply for Select-a-Term and Secure Lifetime GUL 3:

• Application must be submitted via an approved ticket platform

• Ages 59 and under

• Face amount through $1 million

AU+ Availability by Product

• Term

  • Age: 59 and under

  • Face amount: Up to $1M

  • Submission method: Approved ticket platform

• GUL

  • Age: 59 and under

  • Face amount: Up to $1M

  • Submission method: Approved ticket platform

• IUL

  • Age: 59 and under

  • Face amount: Up to $2M

  • Submission method:

    • iGO full eApp

    • AG Quick Ticket

    • Paper

Transition Rules: AU+ for Term and GUL

• AU+ will be available for approved ticket platform submissions on or after January 22, 2022.

• Ticket submissions prior to January 22, 2022 will require full underwriting.