Get an underwriting advantage for your business cases

Do your clients want a more effective solution for protecting their key employees?

Principal’s Multi-Life Underwriting Program is designed to deliver.

  • We offer this program on a very competitive basis, and we’re one of few carriers offering business underwriting on our secondary guarantee universal life product.

  • Guaranteed Issue is available for cases with a minimum of 10 lives (25 lives for Term). If there are fewer than the minimum number of lives or if higher face amounts are desired, Simplified Issue may be a viable option (not available for Term).

  • This program is only one facet of our complete business solutions platform. Our underwriters understand the business market and work closely with our Business and Advanced Solutions and Business Market Administration teams to help you provide the best solutions to your clients.

  • Full underwriting is also available for your multi-life cases, including our Principal Accelerated UnderwritingSM Program.

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New York Life Offers E-Life Application

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Conversion Privilege Changes Coming to North American Term Products