Lincoln Upgrades WealthAccumulate IUL Rates and Feature Set

Written By Jon Gold

From Lincoln:

Lincoln WealthAccumulate® 2 IUL (2020) updates available August 12

Lincoln’s broad life insurance portfolio offers clients financial protection and growth opportunities to meet multiple needs. We are announcing updates to our performance-driven accumulation IUL portfolio to remain poised to meet the needs of the future with added optionality and upside potential. Effective August 12, 2024, Lincoln WealthAccumulate® 2 IUL (2020) – 08/12/24 replaces the existing Lincoln WealthAccumulate® 2 IUL (2020) – 02/12/24 with the following updates.

Increased caps and participation rates

  • Increased current cap and par rates on indexed accounts

  • Increased guaranteed minimum cap on all capped indexed accounts to 2%

  • Increased guaranteed minimum for Fixed Account, DCA, and Holding Account to 1%

Return of 100% ROP*

  • The Lincoln Enhanced Value® Rider (LEVR) will have two Return of Premium options: 100%* and 85%

Account Value Enhancement (AVE) on Loan Accounts

  • Added an additional 25 basis point AVE to our indexed loan accounts

Jon Gold
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