John Hancock Reprices Accumulation IUL

From John Hancock:

In case you hadn’t heard, we just repriced our Accumulation IUL (not available in CA or FL) to make it even better at helping clients meet their financial goals — such as building a source of supplemental-retirement income. Beyond leading the way in short-pay scenarios, the new Accumulation IUL also offers:

·        Improved income potential for ages 55+ — especially in max-funded scenarios

·        New Cash Value Enhancement rider — allows higher early cash value potential (up to 90% of first-year cash value)

·        New Barclays Global Multi Asset Indexed Accounts -  providing "managed volatility" components for clients seeking stability and consistent returns over time

Please click the links below to access the following materials:

·        Accumulation IUL '21R launch flyer

·        Accumulation IUL Producer Guide

Barclays Global MA Indexed Accounts seek to:

• Help reduce the impact of market downturns

Allocations have a fixed-income component that may help reduce the impact of market downturns.

• Prepare for market upswings

The systematic approach to asset allocation aims to optimize the index’s return for the 7% volatility threshold.

• Provide more consistent returns over time

The overall aim is to reduce extreme market volatility which may result in more consistent, predictable returns over time.

See how the value can grow

As you can see in the attached sample illustration, the repriced Accumulation IUL provides a strong IRR on cash value and death benefit. In short, we’ve made our top-selling Accumulation IUL stronger than ever — and if you’ve been overlooking it for other options, it’s time to take another look.