Pacific Life Announces Promise Term Repricing

Pacific Life recently repriced PL Promise Term life insurance rates to be even lower.

PL Promise Term is Pacific Life’s product specifically designed to serve the death benefit protection needs of the broad market consumer (household incomes of $50K to $250K).

Pricing Sweet Spots

  • Top 5 for 100% of preferred no-nicotine risk class combinations across all terms for face amounts less than $500K and ages 50 and younger

  • Top 5 for 99% of preferred no-nicotine risk class combinations across all terms for face amounts less than $500K for all ages

  • Top 5 for 94% of preferred no-nicotine risk class combinations (Preferred Best, Preferred, Select) across all terms, face amounts, ages, and genders

  • Top 2 for 100% of preferred no-nicotine risk class combinations for face amounts less than $100K

Pricing Matters, But Consider The Whole Term Package!

Before you decide on a carrier based on a few pennies difference, ask yourself if the carrier offers value-added features to help you build a sustainable business.

  •  Up to $2 Million Accelerated and Fluidless Underwriting

  •  Time-Saving eCapabilities

  •  Strong Brand Power

  •  Competitive Conversion Product³

  •  Flexible Policy Riders⁴

  •  Online Health History

 

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Nationwide's Standard Rate Class Eligible for Accelerated Underwriting