Protective IUL now available in New York

Recently launched in New York!

Indexed universal life solution combines protection with the flexibility to adapt to life’s changes. Plus, with an option linked to market performance, your clients have the opportunity to see cash value growth.

This solution offers:

  • Guaranteed death benefit protection, to support clients when they need it most.

  • Cash value growth potential fueled by index performance and realistic illustration rates.

  • Flexibility to adjust coverage and premiums, along with features to help with life's uncertainties.

With a straightforward, flexible design, along with our automated processes and dedicated support, we make it easy to add life insurance to your business.

Carrier-specific product training for NY version:

Training is required prior to the sale of Protective Indexed Choice UL NY. Access training on the RegEd website Opens in a new tabunder product code: PICULNY.

Reprice transition rules for non-NY version:

  • For paper business: applications must be signed and received on or before October 2, 2023.

  • For ticket business and direct writer: applications must be signed and received on or before October 16, 2023.

  • Any application in Underwriting on September 18, 2023, may choose the version of the product (old or new) but will retain the rates they are initially quoted unless otherwise requested up until the case has been approved.

Contact your Protective representative to learn more about Protective Indexed Choice UL for your clients' protection and growth goals.

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Updated MYGA rate sheet

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John Hancock Premier Benefit IUL Approved in CA