Prudential Reverts to Pre-Covid Guidelines Restrictions

Written By Jon Gold

From Prudential:

As a result of the improving COVID-19 situation, as of Monday, May 2, 2022, many of Prudential's underwriting restrictions related to the pandemic have been liberalized.

  • Clients between the ages of 65 and 79, individual applications will now be considered when:

  • The substandard rating class is Table For lower.

  • A temporary extra premium is assessed with a total :s; $30 per $1,000 (e.g., $10 x 3 = a total of $30) and a substandard rating of Table B or lower.

Clients between the ages of 65 and 79, survivorship applications will now be considered when:

  • The highest rated life is Table For lower.

  • The highest rated life is Table G through T if the other life is Standard or better.

  • Applications for ages 80 and over will continue to not be considered.

Jon Gold
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