Three paths. Choose the structure that fits your career today.
Watermark offers three structurally different ways to grow a life and annuity book, from W2 stability to pure 1099 independence. Click any tier to expand and compare.
Tier 1
Structured Growth Marketer
For relationship-driven professionals who value consistency.
W2 employee
Tier 1
Structured Growth Marketer
For relationship-driven professionals who value consistency.
W2 employee
Compensation
- Base salary with commission upside
- Quarterly performance bonuses
- Defined expectations and earning range
- Benefits eligibility (as applicable)
You may be a fit if you
- Have 5–15 years in financial services
- Prefer consistency over income volatility
- Are organized, coachable, and accountable
- Enjoy managing relationships and accounts
Tier 2
Accelerated Builder Track
For motivated builders who want upside with support.
1099 with ramp
Tier 2
Accelerated Builder Track
For motivated builders who want upside with support.
1099 with ramp
Compensation
- Temporary draw during onboarding
- Increasing commission over time
- Clear performance reviews at key milestones
- No long-term income ceiling
You may be a fit if you
- Have 3–8 years of experience
- Are ambitious but want guidance and structure
- Are open to coaching and accountability
- Want meaningful income growth
Tier 3
Enterprise Producer Platform
For established producers seeking leverage.
100% 1099
Tier 3
Enterprise Producer Platform
For established producers seeking leverage.
100% 1099
Compensation
- Top-end commissions and bonuses
- No income ceiling
- Recruiting and growth opportunities
- Override and downline potential
You may be a fit if you
- Have 10+ years of experience
- Maintain an existing book of business
- Are entrepreneurial and growth-oriented
- Want infrastructure to scale, not slow you down