Lincoln Financial’s DCA Rate Updates

FROM LINCOLN FINANCIAL…

Coming Soon: DCA 10% Fixed Account Enhanced Interest Rate Program for Lincoln MoneyGuard Market Advantage

Effective July 1, 2025, through December 31, 2025

Market volatility can make clients hesitant to purchase variable universal life products because they feel the “time isn’t right.” Dollar-Cost Averaging (DCA) may be a solution to help them ease into the market and focus on the long-term growth potential of their VUL.

10% Fixed Account enhanced current interest

Lincoln is pleased to offer a 10% Fixed Account enhanced current interest rate on Lincoln MoneyGuard Market Advantage to help with short-term returns while the client transfers funds into variable investment options using a 12-month Dollar-Cost Averaging (DCA) program. This annual effective rate is paid on the declining balance in the Fixed Account. These fixed rates do not reflect performance of the variable investment options selected by the client.

See the Formal Announcement from Lincoln Financial: Fixed Account Enhanced Interest Rate Program for additional details

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