New MassMutual UL Guard & SUL Guard Launching in July
FROM MASSMUTUAL…
New UL Guard and SUL Guard coming in July
MassMutual is introducing two new products—UL Guard and SUL Guard—designed for clients seeking permanent life insurance with low-cost, long-term death benefit protection. Policies will be issued through C.M. Life Insurance Company in all jurisdictions except New York, where MassMutual will be the issuing company.
UL Guard and SUL Guard offer:
Lifetime no-lapse guarantees
Significantly improved no-lapse guarantee pricing in single-pay and short-pay designs—averaging over 16% improvement for UL Guard and over 28% for SUL Guard for issue ages 45–75
Enhanced total compensation with competitive target premiums
Additional features include product flexibility, an Accelerated Death Benefit for Chronic Illness, a Surrender Value Enhancement Rider, and the backing of MassMutual’s financial strength.
Key dates and transition rules
June 1: Illustrations for the new product will become available in WinFlex Web.
June 5 – 2pm ET: MMSD new UL/SUL product launch call.
July 19: The first day to submit applications for the new UL Guard and SUL Guard in iGO or by paper application.
Review the transition rules and state availability chart for more information.
With significant wealth transfers expected to continue over the next two decades, guaranteed UL and SUL policies are becoming more appealing for both wealth protection and tax-advantaged transfers, especially in today’s uncertain tax environment. Competitive single- and short-pay case designs are well suited for this opportunity.
Offering guaranteed protection products like UL Guard and SUL Guard can help more people secure their future and protect the ones they love.
Find out more about these changes from MassMutual…