Pricing Improvements!

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Pacific Life recently repriced PL Promise Term life insurance rates to be even lower.

PL Promise Term is Pacific Life’s product specifically designed to serve the death benefit protection needs of the broad market consumer (household incomes of $50K to $250K).


Pricing Sweet Spots²

  • Top 3 for 98% of preferred no nicotine risk classes (Preferred Best, Preferred, Select) across all terms, faces, ages, and genders

  • Top 3 for 98% of all Preferred No Nicotine risk class combinations for 25- and 30-year terms

  • Top 3 for 100% of Preferred No Nicotine rate class combinations for face amounts less than $100K

  • Top 3 for majority of combinations, including 88% of all no nicotine rate class combinations across all terms, face amounts, ages, and genders and 100% for $500K face or higher and ages 45 and older


Pricing Matters, But Consider The Whole Term Package!

Yes, we’re even more competitive. But price isn’t the only thing to consider. Before you decide on a carrier based on a few pennies difference, ask yourself if the carrier offers value-added features to help you build a sustainable business.

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